Terms of Service

By accessing our website, submitting a form, booking a session, or otherwise engaging with Barry Financial LLC (“we,” “our,” or “us”), you agree to be bound by these Terms of Service. If you do not agree to these terms please do not use our services.

These terms apply to all visitors, users, and anyone who accesses or uses our website, funnel pages, scheduling tools, or communication channels.

Barry Financial LLC provides retirement income planning education and consulting services. Our services include:

• The Retirement Income Workshop — a complimentary one-on-one virtual educational session
• The Personalized Blueprint Session — a follow-up session using your specific financial information
• Educational content about retirement income strategies, tax planning, and coordinated income structures
• Referrals to and discussions of insurance and financial products where appropriate and licensed

The information provided through our website, sessions, calculators, worksheets, and communications is for educational purposes only and does not constitute investment advice, financial planning advice, legal advice, or tax advice.

All examples, illustrations, and calculations shown are hypothetical and are not a guarantee of future results. Individual results will vary based on specific circumstances, account balances, product terms, tax situation, health, and market conditions.

Barry Financial LLC is not a Registered Investment Advisor (RIA). We do not manage investment accounts or charge assets under management fees. Insurance products discussed are offered through licensed insurance channels only.

By booking a session with Barry Financial LLC you agree to the following:

• Sessions are conducted virtually via Zoom or another agreed-upon video conferencing platform
• Sessions are complimentary and carry no obligation to purchase any product or service
• We reserve the right to cancel or reschedule sessions with reasonable notice
• Missed appointments without notice may result in reduced priority for future scheduling
• Sessions may be recorded for quality and training purposes — you will be notified if recording occurs

By submitting your contact information through any of our forms you consent to receive communications from Barry Financial LLC including:

• Email confirmations, reminders, and follow-up messages
• SMS text messages for appointment reminders and session-related updates
• Occasional educational content related to retirement income planning

You may opt out of SMS communications at any time by replying STOP. You may unsubscribe from emails at any time by clicking the unsubscribe link in any email. Message and data rates may apply.

All content on our website, funnel pages, worksheets, calculators, and presentations including text, graphics, logos, and design elements is the property of Barry Financial LLC and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission from Barry Financial LLC.

To the fullest extent permitted by law, Barry Financial LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, website, or communications.

Our total liability for any claim arising out of or relating to these terms or our services shall not exceed the amount paid by you to Barry Financial LLC in the twelve months preceding the claim. For complimentary sessions where no payment was made our liability is limited to the maximum extent permitted by law.

Our services, website, and content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

We make no representations or warranties regarding the accuracy, completeness, or suitability of any information provided through our services for your specific financial situation.

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Missouri without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Missouri.

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with a revised date. Your continued use of our services after changes are posted constitutes your acceptance of the updated terms.

We encourage you to review these terms periodically to stay informed of any updates.

If you have questions about these Terms of Service please contact: